How to Become Informed About Social Security Benefits

The Social Security Administration originated in 1935 to provide benefits to workers upon their retirement. Since the first Social Security tax was collected, it has developed a myriad of programs including Social Security Disability Insurance and Supplemental Security Income. With the SSA’s programs growing to meet the needs of an advancing society, there are several new amendments and laws governing them. So, how can you educate yourself about Social Security benefits?

Education on Social Security Benefits

There are a few ways you can brush-up and stay informed on Social Security benefits, such as checking out the SSA’s website or subscribing to Social Security benefits blogs. However, if you happen to be married, divorced or widowed, you may be interested in how your or your spouse’s Social Security benefits are affected. Also, understanding the difference between Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) is very important when applying for disability benefits.

SSDI benefits parallel an insurance program since workers are paying into it with a separate payroll tax. This form of Social Security benefits is also calculated based on your work history and the amount of work credits you have earned. In contrast, SSI benefits are collected from a general tax pool for those who are unable to provide for themselves independent of their work history or work credits earned.

The Social Security Administration has also published and continues to use their Red Book and their Blue Book. The SSA’s Red Book describes their work incentives programs, including ticket to work and trial work periods. Their Blue Book is used as a guideline which details the medical conditions that qualify you for receiving disability benefits—SSDI or SSI.

Understanding Social Security Benefits

Over the decades, the Social Security Administration has transformed and updated to continue serving those who are no longer able to support themselves. Keep up-to-date and educated on the changes in Social Security benefits by subscribing to Social Security benefit based blogs and checking the Social Security Administration’s website.